Why Shouldn’t I Just Invest in the S&P 500?
While the S&P 500 can be a great foundation for a portfolio, investing solely in this one segment of the market may not always be the best approach. We'll explore several reasons why relying solely on the S&P 500 might not be the ideal strategy.
What to Do if You Lose Your Job
Losing your job is never easy, whether you saw it coming or it took you by surprise. Beyond the emotional toll, the financial uncertainty can be overwhelming. However, with thoughtful planning and strategic actions, you can protect your financial future and manage the transition to your next chapter with confidence.
5 Myths About 401(k) Plans That Need to Be Debunked
The truth is, a 401(k) can be a powerful tool for building a secure retirement if you know how to use it wisely. We'll dive into five of the most common myths about 401(k) plans, debunk them, and provide clarity so you can make the most of your retirement savings strategy.
How Do Presidential Elections Affect the Stock Market?
Presidential elections often bring a heightened sense of uncertainty to the stock market, but historical data suggests that the impact is not as significant or predictable as many might believe. Here are some key points to consider.
Navigating Your Child’s Transition to Independence – Key Considerations for Parents
As your child becomes independent, there are a multitude of factors to consider. From health care access and insurance coverage to tax strategies and estate planning, it’s a significant transition for both you and your child. By proactively addressing these issues, you can ensure a smoother path toward your child's independence while safeguarding your family's financial well-being.
The Right Way to Set Up (and Use) YNAB for Budgeting
You Need a Budget (YNAB) is a powerful tool that can help you manage your cash flow, save with intention, and spend with confidence. I'm going to walk you through the "right" way to set it up and use it. Or at least, MY way.
How to Freeze Your Credit (And Why You Might Want To)
One tool in your fight against identity theft is a credit freeze. But what exactly is a credit freeze, and why should you consider implementing one?
The Psychology Behind Overspending – Understanding the Internal Motivations that Lead to Financial Impulse
Overspending is a common financial challenge that affects millions of people, regardless of income level or financial knowledge.
The Cash Balance Plan – A Powerful Tax Savings Tool for Solo Business Owners
As a solo business owner, you're probably looking for ways to maximize your tax savings and secure your financial future. One powerful tool that can help you achieve both goals is the cash balance plan.