Should I Use My HELOC as an Emergency Fund?
Using a HELOC as an emergency fund isn't always inherently wrong, but it's also not the straightforward optimization it might appear to be on the surface.
3 Ways to Invest in Crypto (and My Preferred Method)
Cryptocurrency has moved from the fringes of finance to a mainstream investment option. If you're considering adding crypto to your portfolio, you have several ways to gain exposure.
Debunking the Most Common Personal Finance Lies on TikTok
Scroll through TikTok (or YouTube and similar platforms) for five minutes, and you'll find no shortage of confident voices promising to unlock the secrets of wealth building. Some claim you can retire by 30 with one simple trick. Others insist traditional financial advice is a scam designed to keep you poor. Let's examine some of the most popular and prevalent personal finance "tips" on social media that are actually myths or at best, misleading.
Dollar Cost Averaging vs. Lump Sum Investing – Which Strategy Wins?
When you have a significant amount of cash to invest, you face a sometimes tough decision: should you invest it all at once or spread it out over time?
How to Navigate Market Volatility Without Losing Your Cool
Volatility is a natural part of investing. It’s the “price of admission” that we pay in exchange for the opportunity to grow wealth over time. But when markets start swinging wildly, especially to the downside, it’s easy to let emotion take the wheel.
The Truth About the Future of Social Security
So what is the actual state of Social Security based on the most recent data and analysis? And what does this mean for your financial future?
Should I Invest in a Target Date Fund? Weighing the Pros and Cons
Target date funds are convenient, popular, and designed to do the hard work for you. But does that mean a target date fund is the best choice for your financial future?
3 Ways to Generate Income from a Lump Sum of Money
If you've come into a lump sum of money, whether from a business sale, inheritance, settlement, or years of disciplined saving, you may be asking: "How can I turn this into reliable income?
When Should I Get Life Insurance?
Life insurance can feel like one of those financial products that people think they’ll "get around to eventually." But waiting until later often means higher costs or even the possibility of not qualifying at all.